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Home loans Aleksandar Kolarov Jersey , auto loans and education loans from a host of banks have become costlier for existing borrowers by up to 75 basis points, after lenders hiked interest rates in line with the RBI's hawkish policy stance.


While the country's second largest public sector lender, Punjab National Bank (PNB), raised its benchmark prime lending rate (BPLR) by 75 basis points to 11.75%, Bank of Baroda, Corporation Bank and Oriental Bank of Commerce increased it by 50 basis points each to 12.50 per cent.


In addition Abdullahi Nura Jersey , Union Bank and IDBI upped their BPLR by 50 basis points each to 12.25% and 13.25%, respectively. However, the country's largest lender, SBI, has so far not hiked its BPLR. "The borrowers linked to BPLR will see a hike in interest rates... home, auto and education loans will get costlier Wholesale AS Roma FC Jerseys ," PNB chairman and managing director K R Kamath said.


He, however, said the existing borrowers have the option to switch over to the base rate, below which the banks cannot lend. PNB has fixed its base rate at 8%.