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"What can you do to increase that set of three numbers on your
credit report that can be so important with your financing?"

I came across this question as I was surfing discussion groups
the other day. Check out my answer:

Dear Friend,

Here are 3 steps I used to take my credit score from 592
(horrible credit) to 762 (perfect credit) almost overnight.
If you're interested in improving your credit rating quickly,
you'll find this story helpful:

In 1995 I made a decision that would ruin my perfect credit
history. I quit my salary job to become an insurance salesman.
The job paid commission only. Within a few months I lost
everything - house Cheap Fjallraven Mini Backpack , car, credit rating and my self respect.

By the end of 1996 I was living with my mom, all my credit
accounts were severely past due, and I was paying 22%
interest on a broke-down green Geo Storm...I was a real loser.

Then, in 1997 Cheap Fjallraven Kanken Mini , I became a banker. I didn't know it at the time,
but this would turn out to be the break I needed to eliminate my
credit problems forever.

During my seven years as a banker, I came across several
legal and highly effective ways to improve my credit rating.
As a result, I was able to increase my credit scores by an
average of 170 points.

Here's what I did:

Step #1:
After spending hundreds of dollars on credit repair services that
didn't work, I found out how to get negative accounts removed
on my own.

Basically Cheap Fjallraven Mini , I wrote letters to the collection agencies requesting
proof that the accounts were mine. 89% of the time they had
no proof that the bad accounts belonged to me. So I was able
to get them deleted from my credit file.

Step #2:
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